Tax Information

2016 PROPERTY TAX 5 YEAR HISTORY

Camden County residents who reside within the St. Marys City limits are required to pay both county and city property taxes per Georgia law.

Property tax is an ad valorem tax, which means according to value.  All real estate and personal property are taxable unless the property has been exempted by law. ( O.C.G.A 45-5-3)   Real property is land and generally anything that is erected, growing, or affixed to the land.  Personal property is everything that can be owned that is not real estate.  Personal property typically consists of inventory and fixtures used in conducting business, boats, aircraft, and motor vehicles.  Your household property is not normally taxable.  Real property is taxable in the county where the land is located, and personal property is taxable in the county where the owner maintains a permanent legal residence unless otherwise provided by law.

The County Board of Assessors and their staff have the responsiblity of determining the value of property in Camden County.  Specific questions regarding your assessment should be directed to the Camden County Tax Assessor's Office at (912) 576-3241.  

The tax rate, or millage rate, is set annually by the St. Marys City Council and is based on the budgetary requirements of the City.  A tax rate of one mill represents a tax liabilty of $1 per $1,000 of the assessed value.  Property tax dollars are use to pay for the support of services provided by the City of St. Marys.

Property taxes are mailed annually, generally sometime in September or October, to the owner of the property on January 1st.  If you purchased property during the year, taxes are customarily pro-rated at closing and the purchaser is responsible for the entire tax bill.  This should be explained to the purchaser by the closing attorney when the property is acquired.  You can also refer back to your closing statement and/or contact your closing attorney.

If a property's value is under appeal, it will be billed at 85% of the new assessed value and will be due by the due date stated on the tax bill.  Once the appeal has been resolved, you will be either refunded or billed for additional tax due, depending on the outcome of your appeal.

Homestead and Veteran's exemptions must be filed at the County Tax Commissioner's Office.  Once you have filed for the exemption at the County, it will carry over for you City taxes as well.

The City of St. Marys offers a Senior Exemption on property taxes for those age 65 and over in the amount of $25,000 and is based on the total household income.  Total household income must not exceed $25,000.  Income from retirement sources such as social security, pensions, and disability income is excluded up to the maximum amount allowed to be paid to an individual and his spouse under the federal Social Security Act, which is $64,488 for 2016.  The resident must be 65 on January 1st of the tax year in order to receive the exemption.  An application must be filed at the City of St. Marys Property Tax Office before June 1st in order to verify qualification to receive the Senior Exemption.  Once you have completed the application process, you do not have to file every year unless there is a change in your household income.  The county also offers a senior exemption for those 62 and older.  Homestead and Veteran's exemptions must be filed at the County Tax Commissioner's Office and will carry over for you City taxes as well.
If you have questions about your taxes or any exemptions, please contact Kim Dockery at (912) 510-4048 or Brian Klesat at (912) 510-4024 for more information.  Office hours ard 8:00 AM to 5:00 PM.

Tax documents can be found in the Document Center on the left side of the page.


  Example of Total Property Tax Owed

For a St. Marys Home Valued at $125,000
Based on 2016 Millage Rate
Assessed Value Assigned by County Tax Assessor          $125,000      
Tax is Based on 40% of Assessed Value   X       .40    
Taxable Value   $ 50,000    
         
St. Marys:  (6.00 Millage Rate)   $  300.00   16.69%
Camden County:  (13.94 Millage Rate)   $  697.00   38.79%
Board of Education:  (16.00 Millage Rate)   $  800.00   44.52%
State of Georgia:  Phased out in 2015         
Total Paid for Property Tax in 2016   $1,749.50   100.00%
St. Marys Tax is 16.69% of The Total Bill